Comedy, Photography, and a 3rd generic interest

Blog

Hey let’s look at some actual costs of being sick for a second.I have an individual insurance plan. Meaning, I don’t have a job to help pay for it. I pay out of pocket, $170 a month with a $3,500 deductible and a $35 copay. I got this pl…

Hey let’s look at some actual costs of being sick for a second.

I have an individual insurance plan. Meaning, I don’t have a job to help pay for it. I pay out of pocket, $170 a month with a $3,500 deductible and a $35 copay. I got this plan years ago when I was healthy… you know, just in case something bad happened, also I’m clumsy. 

Now here’s a list of the doctors I’ve been to, just this year, filling up my deductible of $3,500. Meaning, now that I’ve paid for $3,500 worth of doctors bills, everything after this point should now be 100% covered by insurance. Well, covered as long as it’s in-network and a procedure listed on my insurance. Acupuncture isn’t free, nor are allergy tests, which I found out the hard way in the form of a $900 bill last year.  

Anyway, amidst all those doctors appointments, they found something wrong, and I had to get an outpatient surgery procedure done. Nothing too serious, but it had to be done. I’m fine now.

Now the price of that procedure? Mothereffing $29,988. I can’t even imagine how much an actual hospital stay procedure would cost and I can’t even imagine what I would have done without insurance.

I’d probably just have to keep bleeding out until I was anemic and died I guess.

Anyway, stay healthy my friends and get health insurance… being sick is really, really expensive.